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Terms of Service

Last updated: March 16, 2026

1. Acceptance of Terms

By accessing or using Nickel&Dime ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

Nickel&Dime is a personal finance tracking and portfolio management tool. The Service provides informational data aggregation and is not a registered investment adviser, broker-dealer, or financial planner.

3. Accounts

You must provide accurate information when creating an account. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.

4. Subscriptions & Billing

Some features require a paid Pro subscription billed monthly via Stripe. You may cancel at any time; access continues through the end of the billing period. Refunds are handled on a case-by-case basis.

5. Acceptable Use

You agree not to:

6. Data & Privacy

Your use of the Service is also governed by our Privacy Policy. We do not sell your personal or financial data.

7. Third-Party Services

The Service integrates with third-party APIs (Coinbase, Stripe, yfinance, FRED, CoinGecko, CoinMarketCap). Your use of these integrations is subject to their respective terms. We are not responsible for third-party service availability or accuracy.

8. Disclaimer of Warranties

The Service is provided "AS IS" without warranty of any kind. We do not guarantee the accuracy, completeness, or timeliness of any market data, prices, or economic indicators displayed.

9. Limitation of Liability

To the fullest extent permitted by law, Nickel&Dime shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses from investment decisions.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the revised Terms.

11. Contact

Questions? Email [email protected].